The credit history required for education loan is determined by the kind of loan you intend to simply take down — federal or personal. So you have options if you don’t have a credit score, or if your score is bad — a 629 or lower FICO score.
Here’s how your titlemax stone mountain ga credit affects the manner in which you borrow education loan refinance or money figuratively speaking.
Do i want a credit history for the student loan that is federal?
You certainly do not need to possess a credit rating or a co-signer to obtain a federal direct undergraduate loan. This sort of loan is recommended over personal figuratively speaking since it holds a lesser interest price and will be offering repayment that is income-driven forgiveness options. […]